WindTL for Insurance Providers
Advanced wildfire modeling to assess property-level risk, support claim decisions, and reward mitigation efforts.
The Challenge
Insurers face growing exposure from wildfires — but outdated risk models and static fire zone maps don’t capture the real story. You need tools that account for vegetation changes, suppression efforts, wind shifts, and local fire department readiness — not just past fire perimeters.
Where WindTL Comes In
WindTL helps insurance providers understand wildfire risk at a hyperlocal level, in real time, and after the fact. By simulating active fire scenarios and modeling ember ignition likelihood, insurers gain insight into how risk evolves — and how it can be mitigated.
How WindTL works
WindTL uses satellite and terrain data, high-resolution wind fields, and AI-powered ember models to forecast fire risk at the parcel level.
Through our WindPINN engine, WindTL simulates 3D wind behavior over neighborhoods, infrastructure, and terrain, identifying where embers are most likely to land and ignite new fires.
Post-fire, WindTL provides forensic simulations to help validate or assess claims, understand fire behavior, and identify mitigation measures that worked (or failed).
Key Benefits for Insurers
📍 Property-Level Risk Assessment
🔥 Ember Spread Simulation to predict structural exposure
🔁 Before-and-After Fire Analysis for claim validation
🌲 Vegetation & Fuel Modeling to assess mitigation
📊 Risk Scoring to inform pricing and underwriting
🤝 Transparency & Reporting to support clients and regulators
